Frequently Asked
How much do I need to make to buy a house in Austin?
Quick Answer
It depends heavily on down payment size, debt-to-income ratio, and the specific home price, but as a general guideline, most lenders want your total housing payment (principal, interest, taxes, and insurance) to stay at or below 28-33% of gross monthly income, with total debt payments under 43-45%. A lender can run exact numbers based on your income, debts, and target price range during pre-approval.
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