Frequently Asked
What down payment assistance programs are available for Austin homebuyers?
Quick Answer
Two primary state programs serve Austin first-time buyers. TSAHC offers down payment grants of up to 5% of the loan amount through the Homes for Texas Heroes (teachers, healthcare workers, veterans) and Home Sweet Texas (all first-time buyers) programs. TDHCA offers My First Texas Home — up to 5% down payment assistance with below-market rate financing. Income and purchase price limits apply; Travis County limits are broader than many buyers expect. Work with a lender experienced in processing these programs.
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