Frequently Asked
How long do I need to stay in a home to make buying worth it?
Quick Answer
A commonly used rule of thumb is 3 to 5 years, since closing costs (roughly 2-5% of the purchase price) and selling costs (roughly 6-10% of the sale price) are fixed costs that need time to be offset by equity growth and avoided rent. This breakeven point moves based on your down payment, interest rate, and how quickly rents are rising in your target area.
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